Estate and Tax Planning – Simplified, Explained, and Actionable

    How to Avoid the 3 Most Costly Estate Mistakes Retirees Make Before It’s Too Late

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    Join us at the Prescott Valley Library

    Tuesday, January 6th, 2025 | 10:30 – 11:30 AM
    📍 Prescott Valley Public Library – Crystal Room
    🎟️ Free, No-Obligation Workshop – Seats Are Limited

    Reserve My Seat Now
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    What You’ll Learn in Plain English

    ✅ The Top 3 Estate Planning Mistakes that could cost your heirs time and money

    ✅ Whether a Will or a Trust is better for you—and what’s changed since 2020

    ✅ How to avoid Probate Court and keep your estate private

    ✅ Why putting your property in your kids’ names could backfire

    ✅ How to shield your loved ones from lawsuits, divorce, and future tax laws

    ✅ New tax threats to IRAs and Roths from the OBBB Act

    ✅ The difference between Revocable and Irrevocable Trusts (explained simply)

    ✅ How to structure retirement accounts to protect both income and inheritance

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    Why This Matters Now

    The new OBBB Act and changes to inherited IRA rules have triggered new risks for retirees. Many estate plans written before 2020 are dangerously outdated. If your goal is to leave a legacy—not a legal mess—this workshop will give you the clarity you need.

    About the speaker

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    James Hait

    About James

    Meet James Hait, founder of Victory Wealth Services and a financial advisor with over 25 years of experience. Drawing on early-life lessons rooted in resilience and service, James developed the Victory Plan—a personalized, values-driven planning framework intended to help clients examine how their financial goals may align with their personal priorities.

    Through a tailored approach to income planning, investment strategies, tax considerations, healthcare, and legacy goals, James collaborates closely with clients to build retirement strategies based on their unique needs and objectives. James leads a team based in Prescott, Arizona, and is also active in local community outreach and charitable initiatives.

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    Who Should Attend?

    • Retirees and near-retirees aged 55–75

    • Widows, widowers, and single retirees

    • Anyone with an IRA, 401(k), or Roth IRA

    • Children helping aging parents with estate matters

    • Homeowners looking to simplify or update their plan